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Green Works is committed to helping businesses of all sizes secure the funding they need to reach their goals

Get up to $250K instantly!

Fast and flexible financing for your business

Ready to supercharge your business? Our fast and flexible financing options are here to help you soar! Getting funds is easier than ever—let’s kickstart your journey and make amazing things happen together!

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$25k - $1.5M

WHAT IS THE BEST LOAN FOR ME?

ideal business loan aligns perfectly with your size, cash flow, collateral, and credit. For long-term needs, SBA 504 loans are the top choice. For short-term requirements, a revolving credit line is the way to go. If you need quick cash, invoice factoring or merchant cash advances are highly effective solutions!

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various lending options for
business or personal loans

Microloans

Microloans typically range from a few hundred dollars up to $50,000. They’re often facilitated by nonprofit organizations or alternative lenders who emphasize community development and support for small enterprises. Microloans cater to newer or smaller ventures that don’t need large sums but do require a financial boost for everyday expenses or minor expansions. For startups and small businesses, a microloan can fill funding gaps without imposing the same stringent criteria as larger loans, making it a prime choice for emerging entrepreneurs seeking business growth on a smaller scale.

Term Loans

A term loan provides a lump sum of cash upfront, which you repay over a fixed period—usually with monthly payments. This arrangement suits established businesses with steady revenue, typically requiring at least six months to two years in operation and a solid credit history. How to choose a business loan often begins with evaluating whether you need a single, large infusion of capital, making a term loan a popular choice. Ideal uses for term loans include funding major projects, expanding locations, or acquiring another business—circumstances where a one-time, significant investment can accelerate growth.

Equipment Loans

An equipment loan finances the purchase or upgrade of machinery, vehicles, or other major assets, using the purchased equipment as collateral. This approach suits companies looking to invest in specialized tools—be it a restaurant upgrading ovens or a construction firm needing heavy machinery. Since the asset serves as collateral, the lender’s risk decreases, sometimes resulting in better terms. Given that many businesses rely heavily on specific hardware or technology, equipment financing can be one of the best business loans for those capital-intensive needs, preserving working capital for other expenses.

SBA Loans

SBA loans are offered by banks and other lenders but come with a partial guarantee from the U.S. Small Business Administration. This reduces lender risk, resulting in lower interest rates and longer terms—some up to 25 years. The SBA 7(a) program is widely used for working capital, expansions, or debt refinancing, while SBA 504 loans focus on real estate and equipment. SBA loans are best for businesses with strong credit that can handle a more extensive, time-consuming application process. They often require detailed financials, a business plan, and sometimes collateral to secure the loan. If you can navigate the rigorous steps involved, SBA loans may offer some of the best business loan interest rates around, making them a prime option for stable ventures aiming to expand or refinance.

Business Lines of Credit

A business line of credit is a flexible, revolving credit facility. Like a credit card, it gives you access to funds up to a limit, and you only pay interest on the amount drawn. This structure is especially beneficial for businesses needing to manage seasonal cash flow or unexpected expenses. It can also help handle short-term working capital needs without the hassle of reapplying each time you need funds. For owners focusing on daily operational requirements—like paying suppliers or covering cyclical sale—a line of credit is a go-to solution among best loans for new businesses wanting immediate but controlled access to capital